TRANSPARENTA pension fund — Retirement planning with perspective
TRANSPARENTA combines the advantages of having its own corporate pension fund with the advantages of a joint institution.
Latest information
With proactive and understandable communication, we ensure clear perspectives. Our latest information will keep you up to date.


TRANSPARENTA launches innovative pension model
Since this year, TRANSPARENTA has been one of the first pension funds to offer a stepped declining retirement pension. This innovative “pension with level” offers more flexibility when withdrawing and more guarantees in the event of death. It combines the benefits of withdrawing pensions with those of withdrawing capital.


New name - new look - new website
Since mid-January 2025, TRANSPARENTA has had an adapted name - we are now called “TRANSPARENTA Pension Fund” - and a fresh look. With the new website going live, the relaunch of the foundation initiated as part of the 20th anniversary has also been successfully completed.
“That's fair: Each pension fund shares 100% of the annual investment income — with dilution protection thanks to an individual coverage ratio.”
We provide you with an overview at fair conditions

Your retirement benefits are invested securely, efficiently and transparently
Pension fund figures as of February 28, 2025
Here is an overview of the Foundation's key figures. We update them on a monthly basis.
Further figures and graphics on investments can be found at Investment report.
Affiliates
pension funds
Active insured persons
pension recipient
Total assets under management
Share of retirement assets in
total retirement capital
Technischer Zins Rentner (gewichteter Durchschnitt alle Vorsorgewerke, Standard 2.00%) mit Grundlagen BVG2020/PT
Net investment performance
Since the beginning of the year
Mandatory BVG share of
total retirement savings
Foundation coverage
(The individual level of coverage applies to each pension fund)
Key figures as per revised financial statements
The audited key figures as of December 31 of each year can be found in our annual reports. These provide you with comprehensive insights into the financial situation, cash flows and organization of TRANSPARENTA.
The annual report for a completed year is published in May of the new year.
“For us, transparency means making complex processes transparent.”
We will personally address your concerns. Our competent team of dedicated specialists is happy to provide you with the best possible support and advice every day. Find out more about the people who secure your retirement provision.
“As your point of contact, we stand for personal advice and reliable service of the highest quality.”
Holistic care management for win-win situations
Founded and managed by pension fund experts
Occupational pension plans with clear prospects:
“safe - efficient - transparent”
For secure retirement planning
With dedicated and competent advice and clear values, we offer companies and their insured persons ideal solutions at reasonable prices.vernünftigen Preisen.
Your employee benefits are in good hands with TRANSPARENTA. We would be delighted if you place your trust in us.
For clear perspectives and precautionary measures with an eye on!
Direct contacts from a permanent administration team with many years of experience stand for reliable service and customer-oriented solutions.
Fair profit-sharing
100% of the surpluses flow without hidden cross-subsidies to pension funds and thus to our insured persons - just like with their own Pension Fund.
No dilution
Protection against unwanted dilution of saved reserves through other connections — thanks to a model with an individual coverage ratio per pension fund.
Valuable investment
Sustainable investment strategy focusing on traditional investment categories such as stocks, bonds and Swiss real estate — and avoiding high-risk investments.