TRANSPARENTA pension fund — Predictive planning with an eye
TRANSPARENTA combines the advantages of having its own corporate pension fund with the advantages of a joint institution.
We provide you with an overview at fair conditions
Your retirement benefits are invested securely, efficiently and transparently
“That's fair: Each pension fund shares 100% of the annual investment income — with dilution protection thanks to an individual coverage ratio.”
Latest information
With proactive and understandable communication, we ensure clear perspectives. Our latest information keeps you up to date with legal changes and improvements to our pension products.
New name - new look - new website
Since mid-January 2025, TRANSPARENTA has had an adapted name - we are now called “TRANSPARENTA Pension Fund” - and a fresh look. With the new website going live, the relaunch of the foundation initiated as part of the 20th anniversary has also been successfully completed.
Klare Perspektiven Aktuell - Ausgabe Dezember 2024
Nach einem Jahr Praxiserfahrung dürfen wir erfreut vermelden: Das optimierte Anlagekonzept von TRANSPARENTA mit regelbasiertem Rebalancing-Ansatz «verhebbt»: Per Ende November 2024 beträgt die Anlagerendite seit Jahresbeginn 10.23 %. Wie angestrebt, entspricht dies praktisch der Benchmark-Rendite der Anlagestrategie. Zudem zeigte sich dank dem Fokus auf liquide Anlagekategorien das Gegenbild vom Jahr 2022: Die durchschnittliche Rendite einer Schweizer Pensionskasse gemäss UBS PK-Barometer wurde um gut 2.5 %-Punkte übertroffen.
Ablehnung der Reform BVG21
Die Reform BVG21 wurde am 22. September 2024 abgelehnt. Daher stellt sich die Frage: Wie gross sind die Auswirkungen auf das Vorsorgeangebot von TRANSPARENTA? Gering, lautet die kurze Antwort.
Pension fund figures as of December 31, 2024
Here is an overview of the Foundation's key figures. We update them on a monthly basis.
Further figures and graphics on investments can be found at Investment report.
Affiliates
pension funds
Active insured persons
pension recipient
Total assets under management
Share of pensioner capital in
total retirement capital
Technical interest rate for pensioners as of 01.01.2025
(Basics BVG2020/PT)
Net investment performance
Since the beginning of the year
Mandatory BVG share of
total retirement savings
Foundation coverage as of 31.12.2023
(The individual level of coverage applies to each pension fund)
Key figures as per revised financial statements
The audited key figures as of December 31 of each year can be found in our annual reports. These provide you with comprehensive insights into the financial situation, cash flows and organization of TRANSPARENTA.
“For us, transparency means making complex processes transparent.”
We will personally address your concerns. Our competent team of dedicated specialists is happy to provide you with the best possible support and advice every day. Find out more about the people who secure your retirement provision.
Swiss Dipl. pension fund manager
Licence Administration Economique et Sociale
Swiss Dipl. Pension fund manager
Employee benefits specialist with federal certificate
Insurance agent VBV
Social security specialist with federal certificate
Employee benefits specialist with federal certificate
Pension fund manager
Pension fund manager
“As your point of contact, we stand for personal advice and reliable service of the highest quality.”
Holistic care management for win-win situations
Founded and managed by pension fund experts
Occupational pension plans with clear prospects:
“safe - efficient - transparent”
For secure retirement planning
With dedicated and competent advice and clear values, we offer companies and their insured persons ideal solutions at reasonable prices.vernünftigen Preisen.
Your employee benefits are in good hands with TRANSPARENTA. We would be delighted if you place your trust in us.
For clear perspectives and precautionary measures with an eye on!
Direct contacts from a permanent administration team with many years of experience stand for reliable service and customer-oriented solutions.
Fair profit-sharing
100% of the surpluses flow without hidden cross-subsidies to pension funds and thus to our insured persons - just like with their own Pension Fund.
No dilution
Protection against unwanted dilution of saved reserves through other connections — thanks to a model with an individual coverage ratio per pension fund.
Valuable investment
Sustainable investment strategy focusing on traditional investment categories such as stocks, bonds and Swiss real estate — and avoiding high-risk investments.