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Übertragung Vorsorgeguthaben
Mit Erklärvideo

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Vorsorgeausweis
Mit Erklärvideo

<svg width=" 100%" height=" 100%" viewBox="0 0 38 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M3.98634 15.8149H2.98634V15.8149L3.98634 15.8149ZM3.98634 18.7778L3.28202 19.4877C3.6719 19.8745 4.30078 19.8745 4.69066 19.4877L3.98634 18.7778ZM7.677 16.5247C8.06906 16.1357 8.07154 15.5026 7.68256 15.1105C7.29357 14.7185 6.66041 14.716 6.26835 15.105L7.677 16.5247ZM1.70432 15.105C1.31227 14.716 0.679108 14.7185 0.290121 15.1105C-0.0988662 15.5026 -0.096379 16.1357 0.295676 16.5247L1.70432 15.105ZM30.8228 8.63485C31.1121 9.10534 31.7279 9.25226 32.1984 8.96302C32.6689 8.67378 32.8158 8.0579 32.5266 7.58741L30.8228 8.63485ZM27.302 2.36454C26.8316 2.07507 26.2157 2.2217 25.9262 2.69205C25.6367 3.16239 25.7834 3.77835 26.2537 4.06782L27.302 2.36454ZM19.6178 2.0171C20.1694 2.04413 20.6385 1.61886 20.6655 1.06723C20.6925 0.515612 20.2673 0.0465236 19.7157 0.019497L19.6178 2.0171ZM18.918 0C10.1266 3.57628e-07 2.98634 7.07316 2.98634 15.8149H4.98634C4.98634 8.19251 11.2164 2 18.918 2V0ZM2.98634 15.8149L2.98634 18.7778H4.98634L4.98634 15.8149L2.98634 15.8149ZM4.69066 19.4877L7.677 16.5247L6.26835 15.105L3.28202 18.0679L4.69066 19.4877ZM4.69066 18.0679L1.70432 15.105L0.295676 16.5247L3.28202 19.4877L4.69066 18.0679ZM32.5266 7.58741C31.2221 5.46541 29.4286 3.67336 27.302 2.36454L26.2537 4.06782C28.1146 5.21307 29.683 6.78088 30.8228 8.63485L32.5266 7.58741ZM19.7157 0.019497C19.4513 0.00654733 19.1854 0 18.918 0V2C19.1528 2 19.3861 2.00575 19.6178 2.0171L19.7157 0.019497Z" fill="currentColor"/> <path d="M18.5681 33V34V33ZM33.5569 18.1851H34.5569H33.5569ZM33.5569 15.2222L34.2599 14.5109C33.8703 14.1259 33.2435 14.1259 32.854 14.5109L33.5569 15.2222ZM29.8562 17.4739C29.4634 17.8622 29.4597 18.4953 29.8479 18.8881C30.2362 19.2809 30.8693 19.2846 31.2621 18.8964L29.8562 17.4739ZM35.8517 18.8964C36.2445 19.2846 36.8777 19.2809 37.2659 18.8881C37.6541 18.4953 37.6504 17.8622 37.2576 17.4739L35.8517 18.8964ZM6.61369 25.3637C6.32365 24.8937 5.70752 24.7478 5.23752 25.0379C4.76753 25.3279 4.62165 25.944 4.9117 26.414L6.61369 25.3637ZM17.9322 31.986C17.3805 31.9616 16.9135 32.3892 16.8891 32.9409C16.8648 33.4927 17.2923 33.9597 17.8441 33.984L17.9322 31.986ZM10.2609 31.7004C10.734 31.9854 11.3485 31.833 11.6336 31.3599C11.9186 30.8869 11.7662 30.2724 11.2931 29.9873L10.2609 31.7004ZM18.5681 34C27.3875 34 34.5569 26.9304 34.5569 18.1851H32.5569C32.5569 25.8039 26.305 32 18.5681 32V34ZM34.5569 18.1851V15.2222H32.5569V18.1851H34.5569ZM32.854 14.5109L29.8562 17.4739L31.2621 18.8964L34.2599 15.9334L32.854 14.5109ZM32.854 15.9334L35.8517 18.8964L37.2576 17.4739L34.2599 14.5109L32.854 15.9334ZM17.8441 33.984C18.0842 33.9946 18.3255 34 18.5681 34V32C18.355 32 18.143 31.9953 17.9322 31.986L17.8441 33.984ZM4.9117 26.414C6.24277 28.5709 8.08062 30.3866 10.2609 31.7004L11.2931 29.9873C9.38416 28.837 7.77654 27.248 6.61369 25.3637L4.9117 26.414Z" fill="currentColor"/> <path d="M13 22V13" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M25 17.5L25 22" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M19 16C22.3137 16 25 14.6569 25 13C25 11.3431 22.3137 10 19 10C15.6863 10 13 11.3431 13 13C13 14.6569 15.6863 16 19 16Z" stroke="currentColor" stroke-width="2"/> <path d="M25 17.5C25 19.1569 22.3137 20.5 19 20.5C15.6863 20.5 13 19.1569 13 17.5" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M25 22C25 23.6569 22.3137 25 19 25C15.6863 25 13 23.6569 13 22" stroke="currentColor" stroke-width="2"/> </svg>

Verzinsung Altersguthaben
Mit Erklärvideo

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Einkauf
Mit Erklärvideo

<svg width=" 100%" height=" 100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M11.5 22C12.7756 22.9455 14.3268 23.5 16 23.5C17.6732 23.5 19.2244 22.9455 20.5 22" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M31 16.3059V18.5874C31 24.4388 31 27.3644 29.2426 29.1822C27.4853 31 24.6569 31 19 31H13C7.34315 31 4.51472 31 2.75736 29.1822C1 27.3644 1 24.4388 1 18.5874V16.3059C1 12.8732 1 11.1569 1.7788 9.73411C2.5576 8.31131 3.98042 7.42827 6.82605 5.66219L9.82605 3.80031C12.8341 1.93344 14.3381 1 16 1C17.6619 1 19.1659 1.93343 22.1739 3.8003L25.1739 5.66219C28.0196 7.42827 29.4424 8.31131 30.2212 9.73411" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> </svg>

Wohneigentumsförderung
Mit Erklärvideo

<svg width=" 100%" height=" 100%" viewBox="0 0 32 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M19 10C19 14.9706 14.9706 19 10 19C5.02944 19 1 14.9706 1 10C1 5.02944 5.02944 1 10 1" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M13 10C13 5.02944 17.0294 1 22 1M22 19C26.9706 19 31 14.9706 31 10C31 8.15989 30.4478 6.44877 29.5 5.02331" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> </svg>

Lebenspartnerschaft
Mit Erklärvideo

<svg width=" 100%" height=" 100%" viewBox="0 0 37 29" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M20.2471 1C25.1961 1 27.6706 1 29.2081 2.53746C30.7455 4.07492 30.7455 6.54942 30.7455 11.4984C30.7455 16.4474 30.7455 18.9219 29.2081 20.4594C27.6706 21.9969 25.1961 21.9969 20.2471 21.9969H11.4984C6.54942 21.9969 4.07492 21.9969 2.53746 20.4594C1 18.9219 1 16.4474 1 11.4984C1 6.54942 1 4.07492 2.53746 2.53746C4.07492 1 6.54942 1 11.4984 1H13.2482" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M25.5046 27.2462H16.7559C11.8069 27.2462 9.33236 27.2462 7.7949 25.7088C6.93772 24.8516 6.55844 23.7031 6.39062 21.9969M34.4655 25.7088C36.003 24.1713 36.003 21.6968 36.003 16.7478C36.003 11.7988 36.003 9.3243 34.4655 7.78684C33.6084 6.92967 32.4599 6.55039 30.7538 6.38257" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M20.2487 11.4985C20.2487 13.9144 18.2902 15.8728 15.8743 15.8728C13.4585 15.8728 11.5 13.9144 11.5 11.4985C11.5 9.08261 13.4585 7.12415 15.8743 7.12415C18.2902 7.12415 20.2487 9.08261 20.2487 11.4985Z" stroke="currentColor" stroke-width="2"/> <path d="M25.5 14.9979L25.5 7.99897" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> <path d="M6.25 14.9979L6.25 7.99897" stroke="currentColor" stroke-width="2" stroke-linecap="round"/> </svg>

Steuern
Mit Erklärvideo

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Scheidung
Mit Erklärvideo

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Arbeitsunfähigkeit
Mit Erklärvideo

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Unbezahlter Urlaub
Mit Erklärvideo

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Austritt
Mit Erklärvideo

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Weiterversicherung nach Stellenverlust
Mit Erklärvideo

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Pensionierung
Mit Erklärvideo

«Berufliche Vorsorge mit klaren Perspektiven  – 
sicher. effizient. transparent.»

Todesfallkapital für Bezüger von Altersrenten

Ab dem 1. Januar 2024 erhalten enge Angehörige von Altersrentenbezügern dank eines abnehmenden Todesfallkapitals eine garantierte Rückgewähr von bis zu 60 Monatsrenten.
Zu den Leistungen

Umwandlungssätze im SPLIT-Modell ab 2025

Infolge der gestiegenen Lebenserwartung werden für Pensionierungen ab dem Jahr 2025 die Umwandlungssätze stufenweise über vier jährliche Schritte gesenkt.
Zu den Vorsorgemodellen
Interessiert an attraktiven Leistungen? Erfahren Sie, wie wir gemeinsam Ihre Vorsorgelösung optimieren können.
Zum Angebot

Vorsorgekommission

Jedes angeschlossene Unternehmen bildet ein Vorsorgewerk mit einer paritätisch von Arbeitnehmern und Arbeitgebern besetzten Vorsorgekommission. Die Aufgaben sind konkret im Personalvorsorge- und Organisationsreglement definiert.

Zu den Reglementen
Was sind die Aufgaben einer Vorsorgekommission?
TRANSPARENTA verteilt alle Überschüsse jährlich, weshalb die Vorsorgekommission jedes Unternehmens eine hohe Bedeutung geniesst.

Diese bestimmt die Ausgestaltung der Leistungen und der Finanzierung, indem sie den Vorsorgeplan auswählt. Sie entscheidet über die Verteilung von freien Mitteln aus Überschüssen bzw. die Verzinsung der Altersguthaben, abhängig vom individuellen Deckungsgrad und dem gewählten Vorsorgemodell des Vorsorgewerks.

Aufgaben und Pflichten der paritätischen Vorsorgekommission
Wie ist die Haftung der Vorsorgekommission und gibt es eine Versicherung?
Die Mitglieder der Vorsorgekommission sind automatisch in der Betriebs- und Organhaftlichtversicherung der Stiftung mitversichert (auch bekannt als Directors & Officers- oder Pension Trustee Liability-Versicherung).

Diese Versicherung übernimmt aus einer Pflichtverletzung entstandene Schadenersatzforderungen (Organhaftpflicht) wie auch die Kosten für die Abwehr von unberechtigten Ansprüchen. Allerdings ist festzuhalten, dass für Vorsorgekommissionen die Gefahr von Schäden aus Pflichtverletzungen generell äusserst gering ist. Die wesentlichen Aufgaben zur Durchführung der beruflichen Vorsorge und damit die Verantwortung sind beim Stiftungsrat, der Anlagekommission sowie der Geschäftsführung.

Anlässe für Vorsorgekommissionen

TRANSPARENTA führt alle zwei Jahre einen Weiterbildungsanlass für Vorsorgekommissionen durch.

‍

Der nächste Anlass findet am Donnerstag, 12. Juni 2025 von 14 - 17 Uhr im Hotel Mövenpick in Basel mit FCB-Ehrenpräsident Bernhard Heusler statt.
Alle Anlässe
TRANSPARENTA Info-Center Placeholder
October 18, 2022

Anlass für Vorsorgekommissionen – 18. Oktober 2022

Mitte Oktober 2022 lud TRANSPARENTA die Mitglieder der Vorsorgekommissionen zur Information und zum fachlichen Austausch ein. Wir blicken auf einen erfolgreichen Anlass zurück.

Mehr erfahren
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June 8, 2018

Anlass für Vorsorgekommissionen – 8. Juni 2018

Im Juni trafen sich die Mitglieder der Vorsorgekommissionen und das TRANSPARENTA-Team zur Information und zum fachlichen Austausch.

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